When banks stop, we find a way forward.

Swapnil is a Commercial Finance specialist focused on complex transactions, private credit, and structuring solutions that help businesses and investors move forward.

With over six years’ experience in Commercial Finance, he has worked across transactions ranging from straightforward business funding through to complex, multi-million-dollar property-backed facilities — more than $200 million in total.

Before founding Stargaze, he built experience across commercial broking, major-bank lending, non-bank commercial lending, private credit and credit assessment. That has included one of Australia’s Big Four banks, a specialist non-bank commercial funder, and a leading Commercial Finance brokerage — giving him exposure to transactions from both the funder and the borrower side.

The practical consequence is that he understands not only how to originate a transaction, but how a funder’s credit team is likely to assess it. That shapes how Stargaze structures and presents a deal from the outset, rather than discovering the problem after a decline.

He specialises in transactions that don’t always fit neatly within traditional lending parameters — working through security positions, leverage, cash flow, timing and exit strategies to determine how a transaction can be structured.